Payment Policy

Last Updated: October 10, 2026

This Payment Policy applies to purchases made through https://portorangebaitandtackle.com, operated by Rick’s Port Orange Bait & Tackle, under the brand name PORTORANGEBAITANDTACKLE.

Accepted Payment Method

We currently accept payment through PayPal.

Customers may select PayPal during checkout and follow the instructions displayed by PayPal to authorize and complete their payment.

We do not currently accept:

  • Cash on delivery;

  • Checks or money orders;

  • Bank transfers; or

  • Payment submitted directly by email or telephone.

PayPal may independently offer eligible customers additional ways to fund a PayPal transaction, such as a PayPal balance, linked bank account, or other available payment options. Availability is determined by PayPal and may vary by customer.

Any such option is still processed through PayPal and does not mean that Rick’s Port Orange Bait & Tackle directly processes or stores complete payment-card information.

Currency

All product prices, shipping charges, taxes, payments, and refunds are processed in United States dollars (USD).

If a customer uses a PayPal account or funding source denominated in another currency, PayPal or the customer's financial institution may apply currency-conversion rates or additional fees.

We do not control those conversion rates or fees.

Order Total

Before submitting an order, checkout will display the applicable total, which may include:

  • Product price;

  • Shipping charges; and

  • Applicable sales tax where required.

Customers should review their selected fishing rods, fishing reels, or other fishing gear, along with the shipping information and final payment amount, before authorizing payment through PayPal.

Payment Authorization

An order will not enter processing until the payment provider confirms that payment has been successfully authorized.

Submitting an order does not guarantee acceptance if:

  • Payment is declined;

  • PayPal cannot complete authorization;

  • The transaction is flagged for security review;

  • The customer closes the PayPal window before payment is completed; or

  • We cannot fulfill the order for another legitimate reason.

If PayPal displays a transaction as pending, the order may remain on hold until we receive confirmation that payment has been completed.

Customers will receive an order confirmation through the contact information provided during checkout once the order has been successfully accepted.

Failed or Declined Payments

If payment cannot be completed:

  1. Confirm that your PayPal account and funding information are accurate;

  2. Review any error message displayed by PayPal;

  3. Try completing the payment again where appropriate; or

  4. Contact PayPal directly if the issue concerns your PayPal account or funding source.

We cannot override payment authorization or security decisions made by PayPal.

For your security, do not send passwords, complete payment-card details, banking credentials, or PayPal login information to our customer-service email.

Duplicate or Unrecognized Transactions

If you believe that a payment was submitted more than once, please contact us at support@portorangebaitandtackle.com and include:

  • Your order number;

  • The PayPal transaction reference, where available; and

  • A brief description of the payment issue.

Do not include your PayPal password or complete financial-account information.

If you do not recognize a PayPal transaction, contact PayPal promptly and notify our customer-service team so we can review the corresponding order information.

We will review the available transaction records and assist with payment-related questions within the scope of our order information.

Payment Security

Payments made through PayPal are processed using PayPal's payment systems.

Rick’s Port Orange Bait & Tackle does not request or directly collect:

  • Complete PayPal login credentials;

  • Complete credit- or debit-card numbers;

  • Card security codes; or

  • Online-banking passwords.

We may receive limited transaction information, such as payment status, transaction identifiers, payment confirmation, dispute status, and refund status, where necessary to process orders and provide customer support.

Customers should complete payments only through the checkout process available on our website.

We do not ask customers to send payments to personal accounts or provide sensitive payment credentials by email or telephone.

Refunds

Approved refunds are issued to the original payment method used for the transaction, subject to the applicable payment provider's processing procedures.

Refund eligibility, return requirements, product condition guidelines, and applicable processing timelines are explained in our Return & Refund Policy.

After an approved refund has been issued, PayPal or the customer's financial institution may require additional time to post the funds.

The time required for funds to appear in a customer's account may vary depending on the payment provider and funding method.

Contact Us

If you have questions about payment authorization, transaction status, duplicate payments, or an existing order, please contact us using the information below.

Store Name: PORTORANGEBAITANDTACKLE

Business Name: Rick’s Port Orange Bait & Tackle

Website: https://portorangebaitandtackle.com

Email: support@portorangebaitandtackle.com

Phone: +1 (386) 265-5428

Address: 4751 S Ridgewood Ave, Port Orange, FL 32127, United States

Customer Service Hours:

Monday–Friday, 9:00 AM–6:00 PM EST

Closed Saturdays and Sundays.

For questions concerning PayPal account access, funding sources, currency conversion, or PayPal security reviews, customers should contact PayPal directly.